Connect with the people you know
Send a friend request and keep the people you share expenses with close at hand.
Shared expenses, clearly understood
Making shared living effortless.
Track what the group spends, understand who owes what, and settle up without the awkward spreadsheet or group-chat archaeology.
No subscription. No paywall.
Apartment 4B
Everyone knows where they stand.
One clear place for however you share
01 Roommates02 Couples03 Trips04 Families05 Friends
The everyday money loop
From “I’ll get this one” to all settled.
Espensa keeps the small decisions around shared money visible, without turning them into a big conversation.
- 01
Add what happened
Enter the amount, who paid, and everyone involved.
- 02
Choose a fair split
Divide equally, by shares, or with exact custom amounts.
- 03
Let balances do the remembering
See what you owe and what you’re owed as expenses change.
- 04
Record the settlement
When money changes hands, mark it down and keep the history clear.
Built around your people
Share directly. Gather the group.
Some expenses belong between two people. Others belong to the whole household, trip, or family. Espensa keeps both relationships clear.
Keep direct expenses personal
Record an expense with another Espensa user and understand the balance between you.
Bring everyone into one group
Create a shared place for roommates, trips, families, or any group that spends together.
The rhythm after the expense
Shared life keeps moving. Espensa keeps up.
Regular costs, changing balances, and the occasional nudge all stay connected to the people and groups they belong to.
- 01
Set it once
Make a regular expense repeat weekly, monthly, or yearly, with its next date kept visible.
- 02
Stay in the loop
See relevant expense, settlement, invitation, and reminder activity without chasing the group chat.
- 03
Nudge thoughtfully
Send a clear reminder to a friend or group member when a shared balance still needs attention.
Product proof, not decoration
Your shared picture, at a glance.
Espensa brings balances and recent activity into one calm view. This preview is rebuilt from the real product model; approved App Store captures can be added here later without changing the story.
- What you owe and what you’re owed
- Expenses and settlements in one timeline
- Friend and group balances kept separate
Good evening, Maya1
YOU ARE OWED
$91.00Across friends and groupsRecent activity
GroceriesYou paid · Apartment 4B+$56.00
SettlementYou paid Theo · Cash$24.00
Train ticketsNina paid · Weekend trip−$18.00
Ready for everyday reality
Clarity that travels with you.
Keep going offline
After you’ve signed in and synced, supported expenses and settlements can be saved locally and queued for later.
Keep the original currency
Record shared expenses in multiple currencies and see the original amount while supported conversions resolve.
Track, don’t transact
Espensa records balances and settlements. It never holds your money or pretends to be a bank.
Good to know
Straight answers about shared money.
01What can I split with Espensa?+
Everyday bills, household costs, dinners, trips, and other shared expenses. Add friends directly or organize ongoing expenses inside a group.
02How can an expense be divided?+
The current app supports equal splits, share-based splits, and custom amounts. Espensa calculates each participant’s portion and updates the relevant balances.
03Can I add an expense without internet?+
Yes. After you have signed in and synced, supported expense and settlement actions can be saved locally and queued to sync when connectivity returns. Account access and some invitation actions still require internet.
04Does Espensa move or hold money?+
No. Espensa tracks shared expenses, balances, and settlement records. Any actual payment happens separately between participants or through a third-party payment service.
05Can I use different currencies?+
Yes. Espensa records expenses in multiple currencies and keeps the original amount visible while supported conversions are resolved.
06Can Espensa handle recurring costs and reminders?+
Yes. You can make an expense repeat weekly, monthly, or yearly. You can also send a reminder to a friend or group member when you are online.
07Is Espensa free?+
Yes. Espensa is free to use, with no subscription or paywall.
Less bookkeeping. More living.
Let Espensa remember who owes what.
Get EspensaFree on iOS & Android
Free to use. No subscription. No paywall.